Rental Selection Policy

Income: Applicants must have a combined monthly gross income of at least three (3) times the monthly rent. Income must be verifiable through pay stubs, tax returns, or official offer letters.

Credit History:

  • Standard Approval: A minimum credit score of 600 or above is required for each occupant over 18 years of age.
  • Conditional Approval (Cosigner Option): Applicants with a credit score between 558 and 599 may be considered for approval provided they have a qualified Cosigner/Guarantor.
    • Cosigner Requirements: Must have a credit score of 700 or above and verifiable gross monthly income of at least three (3) times the monthly rent.
  • International/No-Credit Exception: Applicants without a U.S. credit history may qualify by providing:
    • A valid Foreign Passport and U.S. Visa.
    • A signed Job Offer Letter or Employment Contract.
    • Verification from the Savannah Area Development Authority (or similar entity).
    • Bank statements or a credit letter from their primary financial institution.

*No exceptions without explicit owner approval

Security Deposit:

  • Standard: Standard approval requires a security deposit of one month’s rent, plus any applicable pet deposits.
  • Risk Mitigation: Applicants approved under the Conditional/Cosigner option, or those with no U.S. credit history, may be required to pay an increased security deposit of up to two (2) months’ rent (the maximum permitted under Georgia Law O.C.G.A. § 44-7-30.1).

Criminal Background: We conduct criminal background checks. In accordance with HUD guidance, we do not use blanket bans. Decisions are based on individualized assessments of convictions for violent crimes or drug-related offenses that pose a direct risk to safety. We do not consider arrest records that did not lead to a conviction.

Eviction History: No prior eviction judgments within the last seven (7) years.

Rental History: We require a positive rental history for the past two (2) years, verified by previous landlords (excluding family members), with no history of frequent late payments or unaddressed lease violations.

Smoking: Smoking is not permitted inside the property.

Residency Status: All applicants must provide valid government-issued photo identification and proof of legal residency or a valid U.S. Visa allowing them to reside in the country for the duration of the lease.

Non-Discrimination Statement: We evaluate all applications on a non-discriminatory basis in compliance with federal, state, and local Fair Housing laws, regardless of race, color, religion, sex, disability, familial status, or national origin.